Derek Black Real Estate & Mortgage Services
Business Info
Serving Community With Honest & Integrity
Growing up in a law enforcement family I know exactly how important first responders are to protecting and serving our communities. This is why I go above and beyond to return the favor when serving our first responders in their Real Estate & Mortgage needs. Not only do you get best-in-class service from me and my team but I also offer the lowest fees in the industry. Whether you are looking to buy, sell, rent or simply need to refinance allow me to be the fiduciary you can trust and depend on. Contact me today to explore your options, find out how much you can save and how much money I can put back in your pocket upon closing escrow. The savings could be in the 10s of thousands.
Current Mortgage Rates as of 1/16/2023
Conventional 30 Year Fixed
Loan Amount Up To: $726,200 | Fico Score: 740
Rate: 5.625% | APR: 5.698% | Closing Credit: *$600
Conventional 15 Year Fixed
Loan Amount Up To: $726,200 | Fico Score: 740
Rate: 4.875% | APR: 4.957%| Closing Credit: *$200
Agency High Balance 30 Year Fixed *County Depending
Loan Amount: $726,201 - $1,089,300 | Fico Score: 740
Rate: 5.990% | APR: 6.059% | Closing Credit: *$175
FHA 30 Year Fixed
Loan Amount Up To: $647,200 | Fico Score: 740
Rate: 5.000% | APR: 6.233% | Closing Credit: *$0